Employee Benefits
ShiftableHR works with each client to create a benefits package that is customized to fit their business’s individual needs. Every potential new candidate researches the employee benefits being offered by the hiring organization. This alone can be a deciding factor for job candidates, thus placing one business in competition with another. ShiftableHR understands the importance of having a strong employee benefits offering in order to retain quality employees and successfully recruit top talent.? No matter its location, size, or years in operation, we can help create the perfect benefits program for any company. Our experts will provide you guidance and help with navigating the complicated choices that come with providing quality employee benefits packages.
In addition to traditional benefits such as major medical, dental, vision, and retirement, ShiftableHR also offers supplemental benefits. These include telehealth, critical illness, short-term and long-term disability, and life insurance, among others.
ShiftableHR will also manage all of the nuts and bolts of your customized benefits program. Insurance premiums will be collected and remitted on behalf of the business, in addition to coordinating enrollments, and assisting employees with any questions or concerns that should arise.
Major Medical
Health insurance is must-have in any employee benefits package when it comes to attracting new talent and retaining current employees. Unfortunately, providing quality major medical can be costly, especially for small to medium-sized businesses. ShiftableHR provides clients access to enterprise-level, traditional group health insurance with both PPO and HSA plan options. Partnering with Shiftable HR means employers will no longer have to navigate the complex choices associated with providing employees access to quality, affordable health coverage alone.
Dental
Dental care, especially proactive dental care, is an important part of overall health maintenance and total well-being, but also a vital component of a competitive employee benefits package. In the United States, untreated oral conditions are the fourth most expensive to treat. Seeing a dentist regularly twice a year is essential to identifying and addressing health issues before they become a serious, costly concern.
Vision
According to the Centers for Disease Control and Prevention, nearly 45 million Americans wear contact lenses to help correct their vision. Undiagnosed eye problems or poor vision can severely affect the quality of life and workplace productivity.
ShiftableHR’s vision insurance allows employees to budget for ongoing vision care expenses, including routine eye exams, prescription glasses, and contact lenses. With established relationships nationwide, employers now have true flexibility when it comes to selecting a perfect vision plan.
Retirement
ShiftableHR sponsors a multiple employer 401(k) plan through a strategic partnership with Slavic401k. The savings plans allow employees to save for retirement while reducing their current taxable income. Employers have the flexibility to select eligibility criteria, matching contribution formulas, profit-sharing formulas, including integration and new comparability, and safe harbor plans with vesting options.
Supplemental Benefits
In addition to major medical, dental, vision, and retirement benefits, ShiftableHR offers client supplemental benefits to further enhance their benefits offerings. Help employees prepare for unexpected expenses by offering additional insurance plans, including life and long-term and short-term disability.
Life Insurance
An employee’s long-term financial planning strategy is primarily comprised of their life insurance policy. Designed to protect an employee’s family’s financial security and to support dependents after death, life insurance provides extra peace-of-mind.
ShiftableHR’s group life insurance provides employers with essential protection for employees at a competitive group rate. Life can happen at any time—ShiftableHR can help reduce the financial burden during this difficult time.
Long-Term Disability
Without warning, accidents, illness, and debilitating conditions can result in added stress and financial strain. When an employee cannot work for an extended period, long-term disability insurance helps reduce the financial worries by covering a portion of the employee’s missed income. Long-term disability begins when the short-term disability policy reaches its end.
ShiftableHR’s team of experts guides businesses through the process of selecting an appropriate plan that fits the organization’s needs and budget.
Telehealth
Telehealth makes it easy to visit a doctor in minutes on the phone, mobile app, or web. Employees have access to board-certified doctors, counselors, psychiatrists, or dermatologists without ever having to leave the comforts of their home. Convenient, private, and secure telehealth this one way that ShiftableHR combines technology with a traditional PEO service.
Critical Illness
A critical illness insurance policy lessens the financial strain caused by a major illness, heart attack, or stroke. After a critical illness diagnosis, the insured party receives a lump-sum percentage of the elected benefit amount to help pay for expenses, including deductibles, co-pays, childcare, credit card bills, or travel for medical treatment.
Short-Term Disability
Even the smallest injuries can interfere with the ability to work. For many people, unplanned time away from work can make it difficult to manage monthly bills and expenses. Short-term disability insurance provides supplementary income to reduce the financial stress of a covered illness or injury.
Gap
A gap plan is a supplemental insurance plan to group medical, which is considered coinsurance. Adding gap insurance to certain major medical plans allows employers to offer their employees the coverage they want at a cost they can afford.
Accident
The most recent report from the National Safety Council reveals that more than 44.5 million injuries happen each year at a cost of over $967.9 billion. While accidents are never planned, sometimes there are financial gaps, even after health insurance. This is where accidental policies come into play. Lost wages from missed work, unmet or high health insurance deductibles, or even unpaid bills can be covered in an accidental injury situation.
Hospital Indemnity
Hospital indemnity insurance is not a replacement for traditional health insurance; rather it offers employees another source of funds when they encounter serious medical issues. Benefits are paid to the insured to be used at the insured’s discretion.
Exclusive Employee and Employer Benefits for Improving Quality of Life
ShiftableHR offers clients competitive benefits plans that are tailored for each individual business at industry-best costs. We create customized, competitive benefits plans that help clients attract top talent and retain quality employees. A number of exclusive benefits focused on enhancing an employee’s quality of life are also available from our Marketplace. We also offer a number of exclusive benefits from our Marketplace that help enhance your employees’ quality of life.
ShiftableHR’s Marketplace offers a collection of exclusive employee and employer benefits, going beyond satisfying all of your HR needs. The legwork has been done for you in order to bring employees a range of intimidation-free options. With ShiftableHR, you can build a customized HCM ecosystem with products ranging from identity theft protection to pet insurance for your employees.
Help Employees Proactively Manage Their Health with PHMP
The Proactive Health Management Plan (PHMP) is a supplemental health benefits package designed to encourage employees to use preventive care to create healthy living habits and to identify early potential medical issues and to help them get in control of their well-being. Employees lead busy lives and are often too busy to stop and focus on their own health. PHMP offers the expertise and encouragement needed to get employees’ health back on track with online health coaching to 24/7 access to medical professionals through the telehealth program, and more. PHMP will work with employees to create a new normal, work to prevent, diminish, or in some cases, eliminate impending health issues altogether. Improved employee health makes for a stronger and empowered workforce.
Provide Healthcare Benefits to Your Loved Ones with Cross Border Benefits
Cross-Border Benefits is a VensureHR provided program that offers US-based employees a secure way to transfer funds and pay for healthcare benefits with family members or friends in Mexico. Without compromising the integrity of healthcare services provided, Cross-Border Benefits creates an affordable alternative to healthcare services across the US-Mexico border for individuals and families.
Cross-Border Benefits provides a comprehensive network of healthcare providers and services that allow employees to assist their loved ones residing abroad. For just a few dollars each pay period, employees are able to pay for their healthcare benefits with family members and friends. For a minimal fee, employees are able to provide immediate health benefit coverage to their families.
VensureHR’s Cross-Border Benefits provides expansive coverage for individuals and families, which includes no denial of preexisting conditions, no cap on funds, and no requirements for dependents and beneficiaries.
Nearshore Staffing with Solvo
A nearshore service provider for US companies who are looking to outsource business functions or transfer employees to a less expensive region near their headquarters. Bolster your organization with highly qualified bilingual personnel all while improving profitability.
Be on Your Way to Feeling Better with MDLIVE
Healthcare should be simple, fast, and uncomplicated. MDLIVE makes it easy to visit a doctor in minutes through our mobile app, online, or by phone. Get access to 24/7 quality healthcare without ever leaving your home, your job, or wherever you are. Find out how easy it is to receive affordable, quality care without traveling to the doctor’s office! MDLIVE’s friendly, board-certified doctors (averaging 15-years experience) are revolutionizing remote access to quality healthcare and are trained to use virtual technology to treat many non-emergency conditions. Our doctors can treat over 50 routine medical conditions and even send prescriptions to your local pharmacy while saving you from the inconvenience and high costs of visiting an urgent care center or emergency room.
The Money Network Service Provides Payroll Cards for Employees
The Money Network Service can help simplify your payroll process and provide your employees with the option to access and manage their wages on demand. Employees prefer to have payroll cards over paper checks because it removes the hassle of cashing checks. Reduce the costs and administration that comes with issuing paper checks and gain the ability to achieve 100% electronic pay.
Provide Insurance to All Family Members with Pet Insurance from Nationwide
Family members may come in all shapes and sizes, but they all need regular check-ups and healthcare to enjoy long, healthy lives. Give your employees access to pet insurance with Nationwide. All pets are welcome, from cats and dogs to birds, reptiles, small mammals, and exotic pets. Insured pets can visit any vet anywhere. There’s no minimum participation requirement and employees can enroll online or by phone.
Nationwide gives your employees the choice between My Pet Protection and My Pet Protection with Wellness. Both plans pay 90% of vet invoices for all medical expenses after meeting a $250 annual deductible, which includes coverage for accidents, injuries, common and serious illnesses, surgeries and hospitalizations, X-rays, MRIs, and CT Scans, and prescription medications, chemotherapy, and therapeutic diets. They also include a 24/7 Vet helpline, boarding/kennel fees if a family member is hospitalized, advertising/reward fees to find a lost pet, replacement cost if a pet goes missing, and mortality coverage for euthanization, cremation, and burial. My Pet Protection with Wellness includes preventative healthcare such as wellness exams, dental cleaning, vaccinations, spay/neuter, flea and tick prevention medication, heartworm testing and prevention medication, and routine blood tests.
Your Paycheck on Demand with ZayZoon
Provide your employees with the security and flexibility to access funds from their paycheck when they need money. Employees can access their paycheck before payday with ZayZoon, allowing them to handle unexpected expenses without having to worry about late bill payments and overdraft fees. Employees get paid on their schedules and terms by cashing in their hours when they need funds. ZayZoon’s payroll-integrated service means that employees can access their hours before payday, never taking on any debt in the process. With an easy-to-use, two-step process, they choose how much money they’d like to access and click submit. There’s no need to worry about remembering when to pay the money back; funds are automatically debited from each employee’s account on the next payday.